The TruePath Financial Planning Process

At TruePath Advising, we focus on financial planning—not just investing—because most financial mistakes and shortfalls are not caused by bad math, they’re caused by emotion. Without a clear plan, saving and investing decisions are often driven by fear, market noise, or short-term emotions rather than logic and purpose.

Financial planning provides clarity. It helps clients understand why they are investing, how much they need to save, and what their money is meant to accomplish. When goals, timelines, and expectations are clearly defined, decisions become disciplined instead of reactive. This clarity reduces fear, prevents costly emotional choices, and allows investments to serve the plan—not the other way around.

Investing is only a tool to meet a goal. Financial planning is the roadmap that turns uncertainty into confidence and helps clients stay on a true path, even when markets are unpredictable.

To obtain this confidence we follow he TruePath Financial Planning Process

Gather
We collect and organize your full financial picture. Everything from Insurance, investments, debts and income.

Establish Goals
We clarify what matters most and define clear financial goals. What you want your future to look like, what estate you want to leave behind and what purchases you want to make.

Analyze Your Current Situation
We evaluate where you are today and identify gaps and opportunities. Reviewing Investments and savings rates, Insurance coverages, estate plans, and tax plans.

Develop Personalized Plans
We design coordinated strategies tailored to your life and priorities, including intentional savings strategies, personalized investment plans, and access to insurance, tax, and estate expertise for a fully integrated approach.

Review Pros & Cons Together
We walk through your options so you can make informed, confident decisions.

Implement the Plan
We put the strategy into action in a clear, prioritized way.

Monitor & Adjust Regularly
We review progress and adapt as life, goals, and markets change.